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“The subtle (but profound) shift that changed my life.”

Good morning, money nerds, and welcome to your Thursday. It’s going to be a great day! And we’re going to get things started with a look at some of the best money stories from around the web.

“The subtle (but profound) shift that changed my life.” [Platform for Good] — “I have bought books with an open hand and open wallet since I was 17. I have bought them in years when I was going into debt. I have bought them in years when I was paying off my mortgage. No matter what life stage, I’ve never scaled back my book-buying habit. I’ve always seen it as a superpower, and regardless of my other financial obligations, I never want to lose that drive, even for something as lovely as paying off my credit card…This is simply the best investment I have ever made.

At what age do Americans reach $100,000 in savings? [FlowingData] — “There was a statistic going around that said 1 in 6 millennials have at least $100,000 saved. The reactions were mostly confusion and indignation. They were along the lines of, ‘I don’t know a single millennial with $1,000, much less $100,000.’ Or, ‘Maybe $100,000 of debt, amirite.’ Is 1 in 6 such an impossible statistic? Short answer: No.”

“Wait a minute. How can they afford that when I can’t?” [New York Times] — “No doubt, most people could improve how they handle their finances. But better money management isn’t usually the culprit: When people seem to be able to afford much more than their income would suggest, it’s often because there is hidden wealth or hidden debt.

“Some crazy things I did to make extra money in college.” [Wallet Hacks] — “I found a lot of different ways to make money in college and today I wanted to share them in a fun post. I won’t list the boring ones, like summer internships, being a teaching assistant (really, a glorified grader), work-study, or taking psychology surveys or focus groups…Just some of the fun ones that I fondly look back on.”

To finish things for today, let’s address one of the world’s great mysteries: Why do we get sleepy in cars? That’s a mighty fine question, isn’t it? I’ve always wondered.

Found something you think your fellow nerds might like? You should send it in! Help spread the top money stories on the web here at Apex Money.

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