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How to be lucky.

Welcome to Friday, money nerds! J.D. here with one last installment of Apex Money this week before you head off to have a bit of fun. Let’s look at the stories I’ve gathered for you today.

How to talk about money without stressing yourself out. [Fatherly] — “You want to talk about it with your spouse. Scratch that. You need to talk about it with them, but it’s hard to bring up at length. Maybe it’s something you’ve always handled. Maybe your parents kept quiet about bills and income because it wasn’t polite or kids didn’t need that burden — another great tradition passed on. None of this is rare.”

Too much of a good thing. [Mr. Stingy] — “The older I get, the more I feel like I’d rather have a lower savings rate [sic], and spend more money on meaningful things today. Yeah, it’s gonna delay my retirement by more than a decade, but that’s not a problem if you like your work.”

Move fast and fix things. [CNBC (!?!)] — “Mark Zuckerberg’s five-word motto “move fast and break things” spawned Meta’s multibillion-dollar success and inspired an entire generation of Silicon Valley entrepreneurs. It’s also terrible advice, according to Harvard Business School-trained leadership expert and author Anne Morriss. In a TED Talk earlier this year, Morriss decried the idea behind Zuckerberg’s phrase, suggesting instead that CEOs and leaders everywhere should ‘move fast and fix things.'”

How to be lucky. [A Lawyer and Her Money] — “An acquaintance baked a cake, and implored us to take extra slices. So I did, to be nice. And she thanks me by commenting that I was really lucky that I didn’t have to struggle with my weight. Bear in mind, that I’ve known this woman for a year. She has no reason to know if I’ve struggled with my weight…It bothered me. I’ve noticed other people making similar assumptions. People keep telling me I’m so lucky for things that I work really hard at (but they don’t tell me I’m lucky for things that are equally difficult or are just plain luck).”

To wrap things up today, here’s a video from a YouTube channel that you folks recommended: This Is Our Retirement. It’s a seven-minute video answering the question: Is it possible to retire on $300,000?

And that’s all for this week! Jim will be back on Monday to share the good stuff he’s gathered recently. I’ll return in ten days…sort of. I’ll actually be in New Orleans for Fincon, so as soon as I hit “publish” on this round-up, I’m going to begin gathering articles for mid October. 😉