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Your personal inflation rate.

Howdy, y’all! I haven’t mentioned it yet, but this week I’m down south. Well, in Mexico, that is. So I guess I shouldn’t be saying “howdy, y’all” but “hola, amigos”. Whatever.

I’m down here with my accountant (and good friend) looking at the house he’s building, visiting the Mexico branch of his office, and generally just goofing off. (All while wearing masks, of course. Mexico is much stricter about masks than the U.S. is.)

Anyhow, while my friend does accounting stuff, I’ve been browsing money websites. It’s just like always! Here are a few of the articles I’ve liked this week.

Why you’re more productive in coffee shops. [BBC Worklife] — “There are many ways coffee shops trigger our creativity in a way offices and homes don’t. Research shows that the stimuli in these places make them effective environments to work; the combination of noise, casual crowds and visual variety can give us just the right amount of distraction to help us be our sharpest and most creative.”

How to calculate your personal inflation rate. [Monevator] — “Your personal inflation rate measures the change in prices that are representative of your precise spending patterns. That’s as opposed to the official inflation figures, which calculate the national average. Your personal inflation rate accounts for how your situation diverges from the national picture.”

Gamify your money goals with these fun challenges. [Budgets are Sexy] — “A money savings challenge is typically done in addition to your regular saving habits, to achieve a short term savings goal. Most of these yield you a few thousand bucks at the end for you to invest, spend, or give away if you’re feeling generous!”

Okay, that’s it for today. I’ll be back tomorrow with one final installment of money news before turning things back over to Jim next week.

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