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Why You Don’t Want to Go Back in Time and Do It Over Again

Happy Holiday Plutus Family. Please take a quick minute and enjoy these great articles.

Here’s what we wanted to share with you this week.

Why You Don’t Want to Go Back in Time and Do It Over Again. [The Wealthy Accountant] – “If you had it all to do again the chances are you would make the same choices. Everything that made you (before the event you wish to change) would be the same. Faced with the same facts and stimulus you are probably going to walk the same steps or nearly so.” (Submitted by Tarsha.)

How Do You Know If You’re Frugal or Just Ridiculous? [The Frugal Girl] — “I think the line between frugal and cheap often comes down to a selfishness issue. When your money-saving efforts affect just you, and they don’t cause harm to anyone else, that’s frugal. When your money-saving efforts hurt or deprive someone else, that’s when you’ve crossed the line into cheap.” (Submitted by J. Money.)

How to Freeze Your Family’s Credit. [Beating Broke] — “About 15 years ago, I discovered someone had opened an account in my name and charged $1000. Luckily, I caught the fraud early, and the business where the theft occurred gave me my money back. However, that experience spooked me, so I froze my and my husband’s credit within days. At the time, parents could not freeze minor children’s credit, but that has since changed. Just recently, I started the process of freezing my younger children’s credit. If you’d like to do the same, here’s how to freeze your family’s credit.” (Submitted by Tarsha.)