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What Percentage of Americans Have a Retirement Savings Account? [Gallup] – “Ownership varies most by household income, followed by education and age.
The rate jumps from 39% among adults aged 18 to 29 to 63% among those aged 30 to 49 and 70% among those aged 50 to 64. It remains high, at 62%, for those aged 65 and older.”
Eighty-three percent of adults with at least $100,000 in annual household income have a retirement savings plan, 55 percentage points higher than the rate among those in households earning less than $50,000 (28%).
Similarly, 81% of college graduates versus 39% of adults with no college education have a retirement savings plan.”