Matt Schulz shares a story about how he told his then-girlfriend (now-wife) about his $10,000 of credit card debt.
One Of The Scariest Money Conversations I Ever Had (And How It Changed Everything) [Ask, Save, Earn] – “I don’t remember exactly what either of us said – the emotions around the conversation are more vivid memories for me than the actual dialogue — but the gist of it was this:
- Me, with sweaty palms and trembling voice: “Umm, so I don’t think that’s a great idea. I have about $10,000 in credit card debt right now, and I just don’t think I can afford to go anywhere.”
- Her: “Oh wow. Ok. I had no idea.”
- Me: “No one does, but I felt like you needed to know.”
- Her, calmly: “Thank you for telling me. Now, let’s get to work knocking that down.”
She didn’t hang up and ghost me. She didn’t mock me or laugh at me. She didn’t try to convince me that I should go on the trip anyway. She didn’t interrogate me about how it happened. (Mostly through my own bad choices, to be honest.) She just wanted to help.
That changed everything.”