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The most important financial decisions you’ll ever make.

Hey hey, Apexians. Can you believe it’s December?!? Well, it is. Ho ho ho and all that. As the holiday season ramps up, we continue business as usual around here, sharing some of our favorite personal-finance stories from around the web. Stories like these…

The six most important financial decisions you’ll ever make. [ESI Money] — “Decisions, decisions. There are loads of financial decisions we make throughout our lifetimes. Some are big (as we’ll discuss here) and some (most probably) are small (like choosing between the high-priced or store brand peanut butter).” Nice discussion of the Big Things that affect your life (especially your financial life).

“How I’ve saved thousands of dollars on clothes for my kids.” [Frugalwoods] — “This system also enables me to hand-up clothes to friends whose kids need a specific item in a particular size. And yes, they do joke about going shopping in my basement and yes, I deserve it. BUT, I love being able to pull out a complete wardrobe for each kid for every season for an absolute fraction of the cost of buying new.”

Quantifying your dreams to make them happen. [Modest Millionaires] — “Once you have an idea of the potential range of costs for something you desire, spotting a good deal is so much easier. You have data to compare the value you’ll get for the price you pay. So decision making is facilitated thanks to the process of quantifying your goals.”

I’m a big fan of end-of-year “best” lists and similar rituals. The period between Thanksgiving and New Year is always fun because there are so many retrospectives on offer. And here’s one of my faves: Vanity Fair’s annual interview with Billie Eilish.

I don’t listen to much of Eilish’s music (although I like what I’ve heard), but I’ve enjoyed watching each of these interviews over the past six years. It’s neat to watch her growth from age 15 to 20.

Apparently, she’ll continue to do these interviews every year, but starting in 2023 they’ll only be released sporadically. That makes sense. Anyhow, you might enjoy this too.

That’s it for Thursday. Come back tomorrow and I’ll share more some more interesting links to take you into the weekend.