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The investor’s manifesto.

Howdy, moneylings. It is I, your humble host, J.D. Roth. I’m here today to highlight some of the best personal-finance stories from around the web. Stories like these…

The Investor’s Manifesto [Safal Niveshak] — “This is for you. This is from someone like you. It is an Investor’s Manifesto. It is something you can reflect back on if you ever felt stuck in your investing life. If you believe in it, follow it, and stand for it, your investing life will be good.”

Why stories of fraud shouldn’t lead to excessive pessimism. [The Rational Walk] — “Just because the news cycle does not highlight exemplars does not mean they do not exist, and we should bear this in mind before getting too pessimistic about the state of the world when we read about morally bankrupt characters like Sam Bankman-Fried.”

Frontline work when everyone is angry. [Harvard Business Review] — “I’ve studied incivility — defined as rudeness, disrespect, or insensitive behavior — in workplaces for more than 20 years…My research has found that reports of incivility are indeed on the rise.”

Your budget, one envelope at a time. [MetaFilter] — “Need some new budgeting ideas? Enjoy something tactile? Try cash stuffing! Cash stuffing, based on the relatively older cash envelope system, has seen a recent resurgence on TikTok and YouTube especially amongst younger people documenting their progress online.”

Lastly, here’s my favorite video of the past week. It’s a 13-minute clip from 60 Minutes that highlights the smartest dog in the world. (It’s actually a fascinating look at dog intelligence generally, but it highlights one exceptionally smart pup.)

That’s all I have for you today. The Plutus folks will drop in tomorrow, then I’ll return on Thursday with more great stuff. See you then!