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The best side gig is spending less.

Good morning, my friends, and welcome to another day of Apex Money. As always, we’ve collected some excellent money stories from other corners of the web. Let’s jump right in.

Is there a passive-investing bubble? [Early Retirement Now] — “If you buy a total market index then you will automatically hold all of the overvalued and all of the undervalued stocks. In the end, everything just averages out…In other words, too much passive investing may create misvaluations within the stock market, not necessarily a misvaluation of the market overall.”

The best side gig is spending less. [The White Coat Investor] — “As a doctor or other high-income professional, you’ve already done very well in the income game. Before you try to generate more offense, at least take a quick look at the defensive side of the game and plug the holes in the dam. (How’s that for a mixed metaphor?)”

When your true hourly wage is more important than your salary. [The Fioneers] — “Once you get to the point where you make enough to live on and save, you can begin to focus on increasing your true hourly rate beyond increasing your salary. You can cut costs associated with working and decrease the time you spend doing work-related things. When you do this, it can free up your time to focus on things that you enjoy and find meaningful.”

Finally for today, from the Stories of Animals channel on YouTube, here’s a two-minute clip highlighting a dog who was raised by cats…and now thinks he’s a cat.

I don’t know why, but I find this entire story charming. I love the idea of a dog doing cat things. It tickles my funny bone.

Okay, that’s all for Tuesday. I’ll be back tomorrow with more great stuff. Come on back, y’here?