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The spending smile of early retirement.

Hello, money nerds, and happy Thursday.

Financial independence and early retirement (FIRE) dominate the discussion at money blogs today. (Maybe a little too much, in fact.) Jim and I don’t want Apex to turn into a FIRE festival, so we’re careful not to go overboard with the F.I. links. That said, today’s top stories are all about FIRE.

An interactive guide to early retirement and financial independence. [Minifi] — There are l-o-t-s of “intro to FIRE articles” out there. I’ve written them. You may have written them. What sets this piece apart, however, are its interactive tools. These are useful for newbies and FI veterans.

My two biggest fears since retiring. [Route to Retire] — What got you here may not get you there. That’s something to think about if you’re an aggressive saver: Will you be able to “turn that off” in retirement? “It’s not a fear of running out of money, but rather trying to get used to the idea that it’s OK to spend it now.”

The spending “smile” of early retirement. [The Military Guide] — “This post will help you figure out your retirement [spending]…I’ll walk you through our 20 years of financial independence, how our spending had changed through the years, and how our retirement has remained on track the entire time – without financial interruptions.”

The aggregation of marginal conveniences. [Accidental Fire] — “I choose to consciously monitor the amount of comfort and convenience in my life as a way of slowing down my slide on the slope. The life of a king where everything is done for me and I don’t have to lift a finger frankly sounds miserable. I want to earn parts of my life. It leads to growth, gratitude, learning, and accomplishment.

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