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Smart year-end tax moves to make now.

Welcome to Wednesday, my nerds, and welcome to a handful of money stories from other corners of the web. Let’s dive right in.

The best damn food and drink guide (2021). [SparkToro] — “Welcome back to the best edible, potable guide to gift-giving the Internet has to offer. Like last year, we’ve assembled a lengthy list of food and beverage gifts from around the web. And, like last year, we have absolutely no ulterior motive. None of these links have affiliate codes, there’s no kickbacks, we’re just sharing products we (and people and our networks) have loved so you can spread consumable joy whenever gifts are called for.”

Smart year-end tax moves to make now. [AARP] — “As 2021 nears an end, you can use strategies that will greatly benefit you when you file your taxes next year. Notice that I said ‘benefit you’, rather than ‘reduce your taxes’, because the goal is to make more money after taxes. Here are a few ideas to consider, along with some caveats.”

What’s a safe retirement spending rate for the decades ahead? [Morningstar] — “Given current conditions, retirees will likely have to reconsider at least some aspects of how they define their ‘safe’ withdrawal rate to make their assets last. Our research finds that retirees can take a higher starting withdrawal rate and higher lifetime withdrawals by being willing to adjust some of these variables — tolerating a lower success rate or forgoing complete inflation adjustments, for example.”

To wrap things up today, here’s a video I shared at Get Rich Slowly yesterday. It’s a long one. It’s a 103-minute look at how the lines work in Disney theme parks.

Perhaps that sounds boring to you. I was interested enough to give it a go, then eventually watched the whole damn thing. There’s more to this subject than you might expect.

And that’s it for today. I’ll be back tomorrow with more great links for you. Come back to see them!