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SHTF = “shit hit the fan” and it’s what doomsday preppers are prepping for.

SHTF isn’t something we’ve experienced in the United States, regardless of what you feel about politics and Covid and everything, but it has been hit in other places. I found this thread from Prephole to be fascinating because it collates some threads written by someone who experienced SHTF in Bosnia. It’s an incredible insight.

How I survived a year of SHTF in 90s Bosnia [Prephole] – “I am from Bosnia, and as some of you may know it was hell here from 92-95, anyway, for 1 whole year i lived and survived in a city of 50 000- 60 000 residents WITHOUT: electricity, fuel,running water,real food distribution, or distribution of any goods, or any kind of organized law or government.The city was surrounded for 1 year and in that city actually it was SHTF situation.” Scary and incredible. And long.

How Do the Wealthy Invest? [Of Dollars And Data] – “… there seems to be an obsession with the wealthy and how they invest their money as if their allocation decisions are what created their wealth. Of course, for some wealthy individuals this is true. Warren Buffett got rich based on how he invested his money. But many other wealthy people didn’t. They got rich as business owners or doctors or lawyers (or something else) and have since allocated their wealth to private equity and hedge funds. Keep this in mind before making any changes to your portfolio.”

Don’t Pay for Cord-Blood Banking [The Atlantic] – “Umbilical blood can be a valuable treatment for rare diseases. But that doesn’t mean you need to pay thousands of dollars to bank your baby’s.”

The first post was grim but I want to leave you with a happy note – The Eight Splendid Truths of Happiness by Gretchin Rubin.