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Many of the important things about money aren’t about money

I heard you like guest curation! We (Jim and J.D.) want to introduce the latest guest-curated Apex courtesy of none other than Kristin Wong.

Kristin Wong, a personal finance freelance writer author, and award-winning journalist, has put together her favorite picks as a representative of Personal Finance by Women. Many thanks to Brynne from Femme Frugality for coordinating!

From negotiating to navigating the pay gap, women and marginalized groups face unique challenges when it comes to money.

When I first started getting my finances in order, I didn’t think this was true. Money isn’t gendered, so why should personal finance advice be any different for women? And really, it’s not. We don’t need special money advice. But we are faced with gender and racial bias in the workplace and beyond, and like so many things, this problem often becomes a money problem. The more I dealt with my own personal finances and started writing about my experiences, the more I became aware of the fact that we do indeed live in a world that makes money more complicated for some folks.

This week, I’m pointing you to five articles — and one podcast episode! — on this topic that I’ve recently read and enjoyed.

When Getting Money Hurts [New York Times] – Paulette Perhach asks what to do when you receive financial compensation from a past trauma, like sexual abuse. Considering the statistics on sexual assault, this may be more common than you think. Perhach asks the painful, poignant question: “How should people handle financial gain, a supposed symbol of freedom and power, when it derives from events that made them feel trapped or powerless?”

Work Isn’t Working: The Real Reason More Women Are Going Freelance [Refinery29] – Andrea Codrea-Rado wonders if more women are opting for freelance as a response to traditionally masculine workplace structures. I thought that I was just built for freelancing – an introvert who works better alone; a nerd who loves to organise; an only child who likes to get their own way. I had internalised all the insidious ways that workplaces didn’t work for me and concluded it was me who wasn’t working ‘properly’. But the further into self-employment I got, the more women I met and the more stories of empowerment I heard.”

Letter to Middle Class Black America [Rich and Regular] – Julien and Kiersten, aka Mr. and Mrs. r&R, make the case for FIRE as a response to marginalization in the workplace. “Black excellence is exhausting. We’re tired because the effects of a work-obsessed culture coupled with the fatigue from climbing a rigged corporate ladder are starting to take hold. We’ve been given all the tools to get on the hamster wheel, but none of the tools to get off. Now, the golden handcuffs are starting to feel less like bracelets and more like a shiny trap.”

To Promote Inclusivity, Stay Away from Personality Assessments [New York Times] – Quinisha Jackson-Wright wonders if personality tests like the Myers-Briggs are a bad idea for workplaces seeking inclusivity. “Are such assessments helpful or harmful to organizations that want to promote a truly inclusive workplace culture? Do they fulfill their intended purpose of helping managers get to know their team’s working styles, or simply reinforce stereotypes that encourage managers to seek out people like themselves?”

So Many Money Feelings: [Call Your Girlfriend] – Podcast producer Gina Delvac interviews Reema Khrais, host of This is Uncomfortable, to answer reader questions about money, relationships, and emotions. CYG is not a personal finance podcast, but it’s kind of refreshing to hear non-“money people” talk about money.

The Important Thing About Money Has Nothing to Do With Money [The Luxe Strategist] – I’ve always said that personal finance has everything and nothing to do with money, so I loved this post from Luxe at the Luxe Strategist. She writes, “In personal finance we all focus way too much on tactics. While spending less than you earn, learning how to invest, and opening up a 2% interest savings account are important, the results will mostly vary depending on who you are. But one thing I can guarantee is that money will always be hard unless you’ve got the touchy-feely stuff down. That means understanding what drives you to do things. Your core values.”

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