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Merry Christmas and Happy Holidays!

It’s the night before Christmas and all through the house are all of our kids running around. 🙂

If you celebrate Christmas, Merry Christmas. If you don’t, Happy Holidays and I wish you and your family the best. Thank you for reading and supporting Apex Money this year, this will be my (Jim’s) last post of the year as you’ll get a full dose of J.D. to round out 2021!

Have a relaxing rest of your year!

Post FI Notes 013: ESI Money Reflects on 5 Years of Early Retirement [Physician on FIRE] – This one is a fun interview with John from ESI Money, a “financial site that focuses on earning, saving, and investing (ESI) as the three steps to wealth.” I’ve known John in the blogging circles for what’s now close to 16 years. ESI Money is his second (third? I’ve lost count) money blog and all the OGs in personal finance may remember his first site, Free Money Finance. This very moment I am still using a Denali Moostracks mousepad I got from him when he was writing FMF. 🙂

How the man behind Trader Joe’s turned extra-large eggs into a grocery store empire [CNBC] – Some great stories about Joe Coulumbo, Mr. Trader Joe himself. I love these behind the scenes types of stories.

What the Mouse Knows [The Map is Mostly Water] – “The point of maps, guides, and scripts is to distill important information, though in practice it usually means to distill only easy-to-access information. All summaries are compression, and learning to see means looking for the valuable things that are lost in compression. Prosperity is found in seeking the asymmetries in a world that is forever being painted with artificial symmetry.”

Finally, an idea to ruminate on as we enter the peak of holiday season: