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If you’re still worried, you’re not wealthy.

Today is Tuesday, my friends, and it’s a day like any other day. And yet it’s a day that brings me joy. You see, after hitting a record high 47 celsius (116 fahrenheit) yesterday, temperatures returned to normal last night here in Portland. This morning, it’s a pleasant 20 degrees (67 f).

Because it was so hot yesterday, I didn’t do any computer work. Whenever I tried to use my machine, the fan ran incessantly. I decided to give it a break. That means I’m a few hours late with today’s links. But have no fear! Now they’re here!

If you’re still worried, you’re not wealthy. [A Wealth of Common Sense] — “After a certain point you just have to control what you control and then let the chips fall where they may. If you have a good handle on your spending, live below your means, max out your retirement contributions to the best of your ability, diversify your investments and plan ahead for your financial future, that’s about the best you can do.”

Why American women everywhere are delaying motherhood. [The Baltimore Sun] — “For decades, delaying parenthood was the domain of upper-middle-class Americans, especially in big, coastal cities. Highly educated women put off having a baby until their careers were on track, often until their early 30s. But over the past decade, as more women of all social classes have prioritized education and career, delaying childbearing has become a broad pattern among American women almost everywhere.”

Renting is cheaper than buying, almost everywhere. [The New York Times] — “Although rents show signs of recovering, it’s still a good time to sign a lease. A recent study by LendingTree found that median housing costs were lower for renters than for homeowners with a mortgage in all 50 of the largest U.S. metro areas.”

Why many Americans cannot see the wealth gap between white and black America. [FiveThirtyEight] — “These kinds of misperceptions are consequential. Failing to understand the nature of racial inequality can make it difficult to generate effective solutions to the problems it causes.”

And that’s it for this Tuesday. I’ll be back tomorrow with more of the best from the world of personal finances. See you then.