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How to save money on a tight budget.

It’s Friday, Apexians! It’s the weekend! But before you head out, let’s take a look at few great money stories we’ve liked recently.

Ten ways to save money on a tight budget. [Millennial Money Man] — “If you’re looking for ways to save money on a tight budget, the first thing you need to know is that there’s no magic pill that will immediately change your financial life. Learning how to save money is a series of conscious decisions no matter how much money you make. It’s a combination of reducing your expenses, eliminating your debt, increasing your income, and changing the way you think about money.”

Building a dream. [The Retirement Manifesto] — “We’ve just celebrated our second anniversary of retirement, and we’ve learned what motivates us in retirement. As our focus on Purpose becomes more clear, it’s become evident that building a dream to support these passions will provide benefits for years to come. To fully achieve our dream retirement, it’s time to take some action. It’s time for us to build a dream.”

What’s your magic number? [The Rational Walk] — “If you ask most Americans how much they need in order to achieve financial independence, the response will almost always be given in terms of the level of wealth that they aspire to accumulate. However, thinking about the problem in this manner has a number of deficiencies…When aiming to achieve a goal, it is important to focus on what the goal actually is, and that goal is not being able to look at a net worth figure but to fund expenses and to be relieved of having to trade precious time for income.”

For today’s video (from the Wonders of the World channel on YouTube), here’s the five-minute story of Dan Price, who built himself a dugout home in Joseph, Oregon for $75. He lives a life of extreme frugality.

I find this story fascinating (although the video’s use of stock video footage is very jarring). Joseph is a remote farming/ranching town in northeastern Oregon. I’ve spent some time there. (In fact, I just spent Memorial Day weekend in Joseph!) This gives me a feel for where Price lives — and how he lives.

If you’d like to learn more about Price, here’s his website and here’s his YouTube channel.

Okay, that’s it for this week. Jim will be back on Monday with more of the best from the world of personal finance. Enjoy your weekend!

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