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How to live like you’re already retired.

Welcome to the weekend, my friends. I’m a few hours late with the Friday edition of Apex Money — and that’s okay. Here are the links I’ve collected for you:

Apartment rents are plunging (especially in rich cities). Is it time for you to negotiate? [Bloomberg, so possible paywall] — “With remote working in vogue for everyone from banks to tech companies, and the quirky shops and bars that made living in a city fun curtailed, the equation about where to live is changing. And so is the balance of power between landlords and tenants.”

How to live like you’re already retired. [Incognito Money Scribe] — “There is a lot of research that shows what things unequivocally help retirees live a healthier, happier and more meaningful life…Those same studies and surveys actually tell all of us how to live better lives right now. Because the benefits of those activities encompass all age groups.”

Have you outgrown your financial heroes? [Rich & Regular] — “You’ll know you’ve outgrown your hero when you can finish their sentences or when their answers to your questions are ‘it’s up to you’. At that point, you wont need another book, coaching session, private session or personalized assessment. You won’t need to spend hours combing through their blog, liking their posts on social media or listening to their latest podcast interview.”

Why read? Advice from Harold Bloom. [Farnam Street] — “The ultimate answer to the question ‘Why read?’ is that only deep, constant reading fully establishes and augments an autonomous self. Until you become yourself, what benefit can you be to others?”

Finally, here are Tai and Talaat from His and Her Money with a YouTube livestream that explains how the pursuit of financial independence gives you options.

That’s all I have for you! We’ll be back on Monday with more of the best in the world of money.