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How to do nothing.

Happy Friday, money nerds. Just a few more hours until the weekend! As I mentioned yesterday, I’m now in Portugal for a week of “rich people talk” at a financial retreat. Following that, I fly to Joshua Tree, California for more of the same. So, yes, it’s another couple of weeks on the road for me.

Starting on Monday, Mr. Wang will take over curation duties here at Apex. Before he does, though, I have a few final money stories to share.

To kick things off, here’s a video that’s far more interesting than I thought it was going to be. I have a lot of experience with blog monetization but I know nothing about making money on YouTube. Shelby Church does. She has 1.3 million subscribers. Recently she shared: “How much I get paid for 1,000,000 views on YouTube.” (Spoiler: It depends.)

Where you are born is more predictive of your future than any other factor. [Bill Gates] — “No one’s life should be a roll of the dice. Were you born, as we were, with the odds in your favor? Or are you one of the billions of people born with the odds against you? Our goal is to even the odds for everyone. When that happens, the future won’t be predicted by random factors…” This presentation is very much about what Warren Buffett calls “the ovarian lottery”.

How you can live your best life without a lot of money. [One Frugal Girl] — “At some point in our lives we lose sight of the aspirations of our childhood. We stop asking the fundamental question, ‘What is important to me?’ […] Lately I’ve been thinking a lot about what I want to do with my life. Do I want to find a new job or ease into the option of early retirement?”

Shortcuts and biases may help us make better financial decisions. [Nerd’s Eye View] – “We’ve perhaps been too negative towards bias and heuristics. Bias and heuristics are not inherently good, but they aren’t inherently bad either…By effectively using (and refining) heuristic techniques when it is appropriate to do so, we can develop an arsenal of useful decision-making tools”

How to do nothing. [Four Pillar Freedom] — “Activities like stargazing, going for a walk, or just sitting outside in nature might seem unproductive, but they can be highly therapeutic and healing. In an age where mental health problems and anxiety are on the rise, doing nothing offers a free form of therapy.

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