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Disaster planning for regular folks.

Good morning, Apexians, and welcome to another edition of Apex Money. Today is a special day. “Tell us why, J.D.” I will! It’s a special day because today is Taylor Swift’s birthday. My favorite musician/director/writer/performer turns 33 today.

To celebrate, here are 33 of my favorite Taylor Swift videos.

Haha. Just kidding.

To celebrate, here’s my favorite cover of a Taylor Swift song. Here are Shoshana Bean and Cynthia Erivo performing “I Did Something Bad”. It’s AWESOME.

I’ve probably shared that video before. I’ll probably share it again in the future. I know you won’t mind. 😉 (If you really do want to listen to 33 Taylor Swift songs — or thereabouts — check out my YouTube playlist of Taylor Swift covers.)

Okay, moving on to the real reason you’re here…I’ve gathered the following personal-finance articles to share with you today…

Does this count as market timing? [Oblivious Investor] — “The point of the ‘don’t try to time the market’ message is simply that new investors need to learn that it’s impossible to predict a) where the stock market is going next or b) where interest rates (and therefore bond prices) are going next. But it can be OK to make financial decisions based on current interest rates or market values, as long as you don’t have to successfully predict where the stock market or interest rates are going next in order for the decision to make sense.”

Disaster planning for regular folks. [lcamtuf] — “Effective preparedness can be simple, but it has to be rooted in an honest and systematic review of the risks one is likely to face. Plenty of newcomers begin by shopping for ballistic vests and night vision goggles; they would be better served by grabbing a fire extinguisher, some bottled water, and then putting the rest of their money in a rainy-day fund.”

How to keep your work from taking over your life. [Greater Good Magazine] — “Personally, I learned that not thoughtfully working on work-life integration is a form of passive acquiescence to work that can take much more than you’re able to give. I can miss some important events—like that weekend of my daughter’s graduation. Addressing this requires some mindful self-reflection and some bigger conversations about what I need from work and what work needs from me.”

Okay, that’s all for this Tuesday. The folks from the Plutus Foundation will have links for you tomorrow, then I’ll be back on Thursday to share more fun stuff with you. See you then!

p.s. Trivia! Not only is today Taylor Swift’s birthday, it’s also the birthday of my buddy Grant Sabatier from Millennial Money.