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800 Credit Score

An 800 FICO credit score is an exceptional credit score. If you have an 800, you’re pretty much set when it comes to anything requiring credit. (the max is 850)

You might think that an 800 is hard to get but it’s actually not that difficult. It does, however, require you to avoid mistakes and our first post discusses what he’s done to achieve this (including debunking a few myths).

How to Maintain an 800 Credit Score Without Staying in Debt [Financial Pilgrimage] – “One of the myths of having a good credit score is that you must carry a balance on your debt every month. This simply is not true. In fact, if you read on you’ll learn more about how we continue to maintain an 800 credit score despite being completely debt free for two years.”

Social inequality: Why you need to become financially privileged NOW [Five Year FIRE Escape] – “There is something I have been noticing lately on my financial journey. There’s definitely social inequality, and life isn’t just easier when you have money. Life is WAY easier. Unfairly easy. Covid has made this painfully obvious to me.” Easier said than done… but it does highlight how COVID is hitting people differently. (it’s a broader post than about the pandemic)

Roth 401K Withdrawals [The FI Tax Guy] – “The Roth 401(k) is still a relatively new account. Taxpayers and practitioners alike are still learning its contours. Things get even more complicated when you roll money from a workplace Roth 401(k) to a Roth IRA.” A quick(ish) explainer if you’ve been thinking about a Roth 401(k).

With a garden at home and plenty of goodies from our local CSA, my wife and I have been eating more salads than usual. If you’re looking for more inspiration, here are some ideas:

20 Rules For Making the Best Salads of Your Life [Bon Appetit] – “It was puzzling at first: We’d go to a restaurant for the grass-fed strip steak or sourdough pizza but leave thinking about the salad. Sky-high towers of leafy greens, flat wisps of multicolored radishes, Caesars of all styles. We wondered: What were chefs doing to make salads so…exciting? Turns out we had a lot to learn.”

See you tomorrow Apexian!