Do you know what it is?
It’s not sexy. It’s not headline grabbing. But it works.
Regular contributions to a retirement account and time.
The Number One Way Americans are Becoming Millionaires [Morningstar] – “The number-one way Americans become millionaires isn’t through timely real estate purchases or being early investors in startups. The formula is much simpler: consistent buying, usually in the form of automatic contributions from every paycheck into a retirement account.”
Remember, the phrase “May you live in interesting times” is a curse.